March 18, 2020
Two Keys to Investing -Diversification & Risk Budget
Market volatility is a complex subject, but, in simplest terms stock market volatility measures fluctuations in stock prices. Low volatility means small fluctuations and high volatility means large fluctuations. When markets endure downside volatility, investors need not look far to […]
March 8, 2020
Celebrating International Women’s Day!
Celebrating International Women’s Day with a look back to March 2017 and a personal picture of “Fearless Girl” near Wall Street. This was just a year after our firm, Lenity Financial, Inc., was created, a woman-owned business. According to American […]
February 26, 2020
ESG – Why you should give a hoot!
“Give a Hoot! Don’t Pollute!” “Keep America Beautiful!” It was in the 1970s that these slogans helped to kick-off the environmental movement. And, believe it or not, back then, people found it commonplace to litter. As kids, we witnessed people […]
February 18, 2020
Rising Rates and Your 401(k)
Do you know how rising interest rates can impact the bonds in your 401k? If you’re like most people, you own some bonds in your 401k. And, most likely within mutual funds and or exchange traded funds (ETFs). So, it’s […]
December 28, 2019
Fresh Start: Tips for a spending plan vs. budget
The New Year brings with it the opportunity to make a fresh start. Reviewing your finances after holiday spending is an important part of that fresh start! Here are some tips to create a more modern and user friendly budget […]
November 27, 2019
Take it for Granted or with Gratitude?
If you’re interested in a simple way toward more joy this holiday season—according to a University of Minnesota study—researchers have discovered that gratitude boosts your immune system, lowers blood pressure, makes you feel more optimistic, decreases depression, improves your love […]
November 22, 2019
Student Loan Debt – Tips for You and Your Kids
84% of borrowers or 8 in 10 adults with student loans say that loans are tanking their retirement savings. This according to a report on the impact of student loans by the MIT AgeLab, sponsored by TIAA. Are you one […]
November 15, 2019
How to Plan For Your Retirement – Important First Steps
We regularly work with people who are planning for retirement. So, we find it interesting that the MIT Age-Lab recently asked individuals to provide five words for how they imagined their “life after career.” Here are just a few of […]
September 13, 2019
Does Money equal Happiness?
According to a recent survey, 92% of people surveyed say nothing makes them happier or more confident than having their financial house in order. But, does money equal happiness? This is an ongoing conversation. Does money make you happy or […]
July 24, 2019
How to Think About Financial Planning
There’s an excitement at the beginning of that “something” you’ve been looking forward to. Some eagerly anticipate the opening day of their favorite sporting event. For others, it’s the sound of silence at home as the kids head back to […]
